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George Ruso

Who Qualifies


There are two different types of Group Captive Programs.

Homogeneous

Which mean like businesses with like cultures. For example some of the industries would include Heavy Street & Road Contractors, Ready Mix & Aggregate Operations, Commercial Roofing Operations, Artisan Contractors, Specialty Sub-Contractors, General Contractors, & Long Haul Trucking Operations.

Heterogeneous

Which mean different industries but like cultures. For example some of these would include Manufacturing, Distribution, Retail, & Service Industry. Companies who would qualify for these programs are going to have the following characteristics:
  • Financially strong and stable
  • Excellent Safety and Risk Control Culture
  • Premium above $100,000 for the General Liability, Workers' Compensation, & Auto Liability